I’m not talking about resolutions. I’m talking about getting fit! Stores are full of exercise equipment for the home and enrolment in fitness clubs increases. Then the hard work starts and the enthusiasm wanes.
Getting financially fit also occurs in January. Have you decided on the amount of your TFSA and RRSP contributions or any of the other plans you might contribute to like a RESP or RDSP? But then again you might wait until just before the deadline and then have to make “in-the-moment” decisions about the amount to contribute and how to invest it.